Senate Bill
SB 169
Reorganization of consumer lending laws.
In plain English
Moves Indiana's laws on first lien mortgage lending, small loans, mortgage rescue fraud, home loan practices, and the Uniform Consumer Credit Code into a new part of state law, Title 37, on consumer lending. Reorganizes the moved laws to fit the legislature's drafting manual and makes other changes to update references to them.
Written by AI from the official digest below, and checked only by automated rules. If they differ, the official digest and bill text control.
Official digest
Repeals the statutes governing first lien mortgage lending, small loans, mortgage rescue protection fraud, and home loan practices and the Uniform Consumer Credit Code. Recodifies the repealed statutes in a new title of the Indiana Code concerning consumer lending (Title 37). Conforms the structure and organization of the recodified statutes to the requirements of the general assembly's drafting manual. Makes conforming changes to cross-references.
Latest action: Public Law 115, March 5, 2026Full text and history at iga.in.gov
Authors and sponsors
Co-authors and co-sponsors: Lonnie Randolph
Roll-call votes
3 recorded votes, oldest first. Third-reading votes decide whether a bill passes a chamber; amendment votes and procedural motions are listed too.
Senate · Jan 22, 2026
Third reading: vote to pass
Roll call text: SB 169 - Baldwin - 3rd Reading
Passed
43 yes1 no5 did not vote
Republicans: 34 yes, 1 no, 4 did not voteDemocrats: 9 yes, 0 no, 1 did not vote
How each member voted
Yes (43)
- Aaron Freeman (R)
- Andrea Hunley (D)
- Blake Doriot (R)
- Brett Clark (R)
- Chris Garten (R)
- Cyndi Carrasco (R)
- Dan Dernulc (R)
- Daryl Schmitt (R)
- David Niezgodski (D)
- Ed Charbonneau (R)
- Eric Koch (R)
- Fady Qaddoura (D)
- Gary Byrne (R)
- Greg Goode (R)
- Greg Taylor (D)
- Greg Walker (R)
- J.D. Ford (D)
- Jean Leising (R)
- Jeff Raatz (R)
- Jim Buck (R)
- Jim Tomes (R)
- Kyle Walker (R)
- La Keisha Jackson (D)
- Linda Rogers (R)
- Liz Brown (R)
- Mark Spencer (D)
- Michael Crider (R)
- Mike Bohacek (R)
- Mike Gaskill (R)
- Mike Young (R)
- Randy Maxwell (R)
- Rick Niemeyer (R)
- Rod Bray (R)
- Rodney Pol (D)
- Ron Alting (R)
- Scott Alexander (R)
- Scott Baldwin (R)
- Shelli Yoder (D)
- Spencer Deery (R)
- Stacey Donato (R)
- Sue Glick (R)
- Travis Holdman (R)
- Tyler Johnson (R)
No (1)
- Brian Buchanan (R)
Did not vote (5)
- Eric Bassler (R)
- Justin Busch (R)
- Lonnie Randolph (D)
- Ryan Mishler (R)
- Vaneta Becker (R)
House · Feb 23, 2026
Third reading: vote to pass
Roll call text: SB 169 - Teshka - 3rd Reading
Passed
93 yes1 no6 did not vote
Republicans: 66 yes, 0 no, 3 did not voteDemocrats: 26 yes, 1 no, 3 did not voteIndependents: 1 yes, 0 no
How each member voted
Yes (93)
- Alaina Shonkwiler (R)
- Alex Burton (D)
- Alex Zimmerman (R)
- Andrew Ireland (R)
- Beau Baird (R)
- Becky Cash (R)
- Ben Smaltz (R)
- Blake Johnson (D)
- Bob Heaton (R)
- Bob Morris (R)
- Brad Barrett (R)
- Bruce Borders (R)
- Carey Hamilton (D)
- Carolyn Jackson (D)
- Chris Campbell (D)
- Chris Jeter (R)
- Chris Judy (R)
- Chris May (R)
- Cindy Ledbetter (R)
- Cory Criswell (R)
- Craig Haggard (R)
- Craig Snow (R)
- Dale DeVon (R)
- Danny Lopez (R)
- Dave Hall (R)
- Dave Heine (R)
- David Abbott (R)
- Doug Miller (R)
- Earl Harris (D)
- Ed Clere (I)
- Ed DeLaney (D)
- Ed Soliday (R)
- Elizabeth Rowray (R)
- Ethan Lawson (R)
- Ethan Manning (R)
- Garrett Bascom (R)
- Greg Steuerwald (R)
- Gregory Porter (D)
- Hal Slager (R)
- Heath VanNatter (R)
- Hunter Smith (R)
- J.D. Prescott (R)
- Jack Jordan (R)
- Jake Teshka (R)
- Jeff Thompson (R)
- Jenny Meltzer (R)
- Jim Lucas (R)
- Jim Pressel (R)
- Joanna King (R)
- John Bartlett (D)
- Julie Olthoff (R)
- Karen Engleman (R)
- Kendell Culp (R)
- Kyle Pierce (R)
- Lindsay Patterson (R)
- Lori Goss-Reaves (R)
- Lorissa Sweet (R)
- Mark Genda (R)
- Martin Carbaugh (R)
- Matt Commons (R)
- Matt Hostettler (R)
- Matt Lehman (R)
- Matt Pierce (D)
- Maureen Bauer (D)
- Michelle Davis (R)
- Mike Andrade (D)
- Mike Aylesworth (R)
- Mike Karickhoff (R)
- Mitch Gore (D)
- Peggy Mayfield (R)
- Phil GiaQuinta (D)
- Ragen Hatcher (D)
- Randy Novak (D)
- Reneé Pack (D)
- Robb Greene (R)
- Robin Shackleford (D)
- Ryan Dvorak (D)
- Ryan Lauer (R)
- Shane Lindauer (R)
- Sheila Klinker (D)
- Steve Bartels (R)
- Sue Errington (D)
- Tim O'Brien (R)
- Tim Wesco (R)
- Tim Yocum (R)
- Tony Isa (R)
- Tonya Pfaff (D)
- Vanessa Summers (D)
- Vernon Smith (D)
- Victoria Garcia Wilburn (D)
- Wendy Dant Chesser (D)
- Wendy McNamara (R)
- Zach Payne (R)
No (1)
- Cherrish Pryor (D)
Did not vote (6)
- Bob Behning (R)
- Chuck Moseley (D)
- Julie McGuire (R)
- Justin Moed (D)
- Kyle Miller (D)
- Todd Huston (R)
Senate · Feb 25, 2026
Final vote: concurrence or conference report
Roll call text: SB 169 - Baldwin
Passed
46 yes0 no4 did not vote
Republicans: 38 yes, 0 no, 2 did not voteDemocrats: 8 yes, 0 no, 2 did not vote
How each member voted
Yes (46)
- Aaron Freeman (R)
- Andrea Hunley (D)
- Brett Clark (R)
- Brian Buchanan (R)
- Chris Garten (R)
- Cyndi Carrasco (R)
- Dan Dernulc (R)
- Daryl Schmitt (R)
- David Niezgodski (D)
- Ed Charbonneau (R)
- Eric Bassler (R)
- Eric Koch (R)
- Gary Byrne (R)
- Greg Goode (R)
- Greg Taylor (D)
- Greg Walker (R)
- J.D. Ford (D)
- Jean Leising (R)
- Jeff Raatz (R)
- Jim Buck (R)
- Jim Tomes (R)
- Justin Busch (R)
- Kyle Walker (R)
- La Keisha Jackson (D)
- Linda Rogers (R)
- Liz Brown (R)
- Lonnie Randolph (D)
- Mark Spencer (D)
- Michael Crider (R)
- Mike Bohacek (R)
- Mike Gaskill (R)
- Mike Young (R)
- Nick McKinley (R)
- Randy Maxwell (R)
- Rick Niemeyer (R)
- Rod Bray (R)
- Ron Alting (R)
- Scott Alexander (R)
- Scott Baldwin (R)
- Shelli Yoder (D)
- Spencer Deery (R)
- Stacey Donato (R)
- Sue Glick (R)
- Travis Holdman (R)
- Tyler Johnson (R)
- Vaneta Becker (R)
Did not vote (4)
- Blake Doriot (R)
- Fady Qaddoura (D)
- Rodney Pol (D)
- Ryan Mishler (R)
Source: Open States, compiled from the Indiana General Assembly's official roll calls. The official record at iga.in.gov controls. Spot an error? Let us know.