Senate Bill

SB 189

Nonparticipating providers.

In plain English

Requires a party that asks for independent dispute resolution to give the facility written notice within three business days. Allows a health carrier to send notice and requires good faith talks when 25 or more qualified disputes are filed in any 90 day period. Bars health carriers from charging facilities or providers administrative fees or penalties tied to out of network care, and makes doing so an unfair and deceptive practice.

Written by AI from the official digest below, and checked only by automated rules. If they differ, the official digest and bill text control.

Official digest

Requires an initiating party that submits a request for independent dispute resolution to provide written notice to the facility not later than three business days after submitting the request. Allows a health carrier to provide notice to an out of network provider and a facility if, during any 90 day period, an initiating party submits requests for independent dispute resolutions that, in the aggregate, include 25 or more qualified disputes. Provides that if a health carrier provides the notice, the health carrier, the out of network provider, and the facility shall engage in good faith efforts to negotiate a resolution. Prohibits a health carrier from assessing a facility or a provider an administrative fee or penalty related to the provision of care to an individual that involves an out of network provider. Provides that if a health carrier assesses a facility or a provider an administrative fee or penalty related to the provision of care to an individual that involves an out of network provider, the health carrier commits an unfair and deceptive act or practice in the business of insurance.

Latest action: Signed by the Governor, March 5, 2026Full text and history at iga.in.gov

Authors and sponsors

Scott Baldwin, Chris Garten, Tyler Johnson, Brad Barrett

Co-authors and co-sponsors: Lonnie Randolph, Eric Koch, Liz Brown, Martin Carbaugh, Craig Snow, Chris Campbell

Roll-call votes

3 recorded votes, oldest first. Third-reading votes decide whether a bill passes a chamber; amendment votes and procedural motions are listed too.

Senate · Jan 27, 2026

Third reading: vote to pass

Roll call text: SB 189 - Baldwin - 3rd Reading

Passed

44 yes1 no4 did not vote

Republicans: 36 yes, 1 no, 2 did not voteDemocrats: 8 yes, 0 no, 2 did not vote

How each member voted

House · Feb 23, 2026

Third reading: vote to pass

Roll call text: SB 189 - Barrett - 3rd Reading

Passed

96 yes0 no4 did not vote

Republicans: 66 yes, 0 no, 3 did not voteDemocrats: 29 yes, 0 no, 1 did not voteIndependents: 1 yes, 0 no

How each member voted

Yes (96)

Did not vote (4)

Senate · Feb 26, 2026

Final vote: concurrence or conference report

Roll call text: SB 189 - Baldwin

Passed

49 yes0 no1 did not vote

Republicans: 40 yes, 0 noDemocrats: 9 yes, 0 no, 1 did not vote

How each member voted

Source: Open States, compiled from the Indiana General Assembly's official roll calls. The official record at iga.in.gov controls. Spot an error? Let us know.