Senate Bill
SB 197
Garnishment.
In plain English
Changes the limit on how much of a person's pay can be garnished under the Uniform Consumer Credit Code. It requires garnishment orders that direct employers to deduct pay to give the employer certain information. It raises the exemption for certain personal property in bankruptcy from $300 to $1,500 and makes other changes.
Written by AI from the official digest below, and checked only by automated rules. If they differ, the official digest and bill text control.
Official digest
Amends the limitation on garnishment provided in the Uniform Consumer Credit Code. Requires a garnishment order or attachment order that requires an employer to make deductions from a debtor's disposable earnings to provide certain information to the employer. Provides that tangible personal property, including choses in action, deposit accounts, and cash (but excluding debts owing and income owing), of $1,500 is exempt from bankruptcy (current law is $300). Removes provisions in code requiring the department of financial institutions to adopt rules that establish or adjust exemption amounts for purposes of bankruptcy proceedings.
Latest action: First reading: referred to Committee on Judiciary, January 29, 2026Full text and history at iga.in.gov
Authors and sponsors
Greg Walker, Kyle Walker, Alex Zimmerman
Co-authors and co-sponsors: Ron Alting, Fady Qaddoura, Lonnie Randolph, J.D. Ford, Rick Niemeyer
Roll-call votes
1 recorded vote, oldest first. Third-reading votes decide whether a bill passes a chamber; amendment votes and procedural motions are listed too.
Senate · Jan 27, 2026
Third reading: vote to pass
Roll call text: SB 197 - Walker G - 3rd Reading
Passed
32 yes13 no4 did not vote
Republicans: 24 yes, 13 no, 2 did not voteDemocrats: 8 yes, 0 no, 2 did not vote
How each member voted
Yes (32)
- Andrea Hunley (D)
- Blake Doriot (R)
- Brett Clark (R)
- Brian Buchanan (R)
- Cyndi Carrasco (R)
- Dan Dernulc (R)
- David Niezgodski (D)
- Ed Charbonneau (R)
- Eric Bassler (R)
- Fady Qaddoura (D)
- Greg Taylor (D)
- Greg Walker (R)
- Jean Leising (R)
- Jim Buck (R)
- Jim Tomes (R)
- Justin Busch (R)
- Kyle Walker (R)
- La Keisha Jackson (D)
- Lonnie Randolph (D)
- Mark Spencer (D)
- Michael Crider (R)
- Mike Bohacek (R)
- Randy Maxwell (R)
- Rick Niemeyer (R)
- Rod Bray (R)
- Ron Alting (R)
- Ryan Mishler (R)
- Scott Baldwin (R)
- Shelli Yoder (D)
- Spencer Deery (R)
- Sue Glick (R)
- Travis Holdman (R)
No (13)
- Aaron Freeman (R)
- Daryl Schmitt (R)
- Eric Koch (R)
- Gary Byrne (R)
- Greg Goode (R)
- Jeff Raatz (R)
- Linda Rogers (R)
- Liz Brown (R)
- Mike Gaskill (R)
- Mike Young (R)
- Scott Alexander (R)
- Stacey Donato (R)
- Tyler Johnson (R)
Did not vote (4)
- Chris Garten (R)
- J.D. Ford (D)
- Rodney Pol (D)
- Vaneta Becker (R)
Source: Open States, compiled from the Indiana General Assembly's official roll calls. The official record at iga.in.gov controls. Spot an error? Let us know.