Senate Bill
SB 220
Health care shopping and decision support program.
In plain English
Requires health insurers, starting January 1, 2028, to run a shopping and decision support program. The program gives incentives to covered people who choose a network provider paid less than the insurer's average for a comparable service. Starting December 1, 2027, insurers must offer an online member portal for requesting information, and the bill sets reporting rules on incentive payments.
Written by AI from the official digest below, and checked only by automated rules. If they differ, the official digest and bill text control.
Official digest
Requires, beginning January 1, 2028, a health carrier to: (1) implement a shopping and decision support program; and (2) provide incentives for covered individuals in a health plan who elect to receive a comparable health care service from a network provider that is paid less than the average allowed amount paid by the health carrier to network providers for the comparable health care service. Requires, beginning December 1, 2027, a health carrier to make available an interactive member portal that enables a covered individual to request and obtain certain information. Allows a health carrier to make the information available through a toll free telephone number. Sets forth reporting requirements for health carriers and the department of insurance concerning incentive payments made to covered individuals.
Latest action: First reading: referred to Committee on Insurance, January 29, 2026Full text and history at iga.in.gov
Authors and sponsors
Ed Charbonneau, Mike Bohacek, Julie McGuire
Roll-call votes
1 recorded vote, oldest first. Third-reading votes decide whether a bill passes a chamber; amendment votes and procedural motions are listed too.
Senate · Jan 27, 2026
Third reading: vote to pass
Roll call text: SB 220 - Charbonneau - 3rd Reading
Passed
42 yes2 no5 did not vote
Republicans: 34 yes, 2 no, 3 did not voteDemocrats: 8 yes, 0 no, 2 did not vote
How each member voted
Yes (42)
- Andrea Hunley (D)
- Blake Doriot (R)
- Brett Clark (R)
- Brian Buchanan (R)
- Cyndi Carrasco (R)
- Dan Dernulc (R)
- Daryl Schmitt (R)
- David Niezgodski (D)
- Ed Charbonneau (R)
- Eric Koch (R)
- Fady Qaddoura (D)
- Gary Byrne (R)
- Greg Goode (R)
- Greg Walker (R)
- Jean Leising (R)
- Jeff Raatz (R)
- Jim Buck (R)
- Jim Tomes (R)
- Justin Busch (R)
- Kyle Walker (R)
- La Keisha Jackson (D)
- Linda Rogers (R)
- Liz Brown (R)
- Lonnie Randolph (D)
- Mark Spencer (D)
- Michael Crider (R)
- Mike Bohacek (R)
- Mike Young (R)
- Randy Maxwell (R)
- Rick Niemeyer (R)
- Rod Bray (R)
- Rodney Pol (D)
- Ron Alting (R)
- Ryan Mishler (R)
- Scott Alexander (R)
- Scott Baldwin (R)
- Shelli Yoder (D)
- Spencer Deery (R)
- Stacey Donato (R)
- Sue Glick (R)
- Travis Holdman (R)
- Tyler Johnson (R)
No (2)
- Aaron Freeman (R)
- Mike Gaskill (R)
Did not vote (5)
- Chris Garten (R)
- Eric Bassler (R)
- Greg Taylor (D)
- J.D. Ford (D)
- Vaneta Becker (R)
Source: Open States, compiled from the Indiana General Assembly's official roll calls. The official record at iga.in.gov controls. Spot an error? Let us know.